Which states do you work with?

We work with clients in all 50 states. Because we are a fully virtual firm, your location never limits the tax planning, advisory, or bookkeeping support you can get from us. If you run a business or file taxes anywhere in the U.S., you are eligible to work with us today.

Is an in-person visit required?

No in-person visit is required. We are a virtual firm by design, so the entire relationship, from your first call to document sharing and year-round planning, happens securely online. That means you get a dedicated CPA on your schedule, without the drive, the parking, or the limited office hours of a local firm.

I am a missionary or work overseas. Can you still handle my U.S. taxes and filings?

Yes. We regularly serve U.S. missionaries, overseas workers, and nonprofits that are based in the States but operate around the world. We understand the issues that come with serving abroad, things like the foreign earned income exclusion, housing for missionaries, and keeping your U.S. and overseas obligations straight, and we coordinate it all from one place. No matter where in the world you are serving, you can work with us entirely online and stay fully compliant back home.

How are your engagements priced?

Our engagements are priced as flat, predictable packages, so you will never get a surprise bill or be charged for every phone call. Pricing depends on the complexity of your situation, which is exactly what we map out together on your call. You will get a clear, written quote before you commit to anything. Book a Discovery Call and you will get access to our full pricing page right away.

Can you handle my personal, business, and ministry taxes together?

Yes. We bring your personal taxes, your business, and your ministry under one roof, with one team that already understands how all three connect. Instead of one person for your return, another for the books, and a separate accountant who does not understand church and ministry rules, you get a single firm that sees the full picture and plans across all of it. That means fewer handoffs, no conflicting advice, and a strategy where every piece is working together.

How do you protect my information?

Protecting your information is something we take seriously. As a fully virtual firm, security is built into how we operate, so your personal, business, and ministry records are shared and stored through encrypted, secure systems, never loose email attachments or unprotected files. You stay in control of your documents, and we treat the sensitive details of your finances and your ministry with the confidentiality they deserve. When you are ready, book your call below and we will walk you through exactly how it works.

Free Christian Tax Planning Checklist

A FREE GUIDE FROM SALT OF THE EARTH CPA

FREE Christian Tax Planning Checklist

A practical guide to 14 tax-saving and compliance opportunities for Christian business owners, pastors, and ministries. Built from the same framework we use with our own clients.

WHY THIS MATTERS

Tax planning is stewardship, not a loophole hunt

For followers of Christ, money is never just money. It’s one of the resources we’ve been entrusted with, whether that means providing for a family, paying employees, or funding the mission of a ministry. Good tax planning simply means understanding what the law allows and applying it carefully, so more of what God has given you gets used on purpose instead of lost to avoidable tax.

At Salt of the Earth CPA, we maintain an internal library of more than 80 tax strategies we use to review client situations. This checklist pulls 14 of the most common ones into a guide so you can see what might apply to you, before you ever talk to a CPA.

WHAT’S INSIDE

Here’s what you’ll walk through

Checklist Grid01
Entity structure and whether yours still fits your income
02
Reasonable salary and distributions for S corporations
03
Home office and administrative office documentation
04
Accountable plan for reimbursements
05
Vehicle and mileage strategy
06
Hiring your children the right way
07
Health insurance, HSAs, and small employer plan options
08
Retirement plan strategy that fits your business now
09
Depreciation and equipment timing
10
Charitable giving optimization
11
Tax-loss harvesting and investment coordination
12
Quarterly estimates and safe harbor planning
13
Income timing and bracket management
14
Records and audit readiness

ABOUT SALT OF THE EARTH CPA

Built by a CPA firm that serves Christian business owners and ministries

Salt of the Earth CPA is a Christian CPA firm based in Johnson City, Tennessee (in-person location opening August 2026), serving business owners, pastors, churches, and nonprofits across the Tri-Cities region and beyond. We built this checklist as a starting point for conversation, not personalized advice. Every business and ministry has a unique set of facts, so real planning is always tailored to you.

“Tax planning, done with integrity, is simply the work of understanding what the law allows and applying it carefully so that more of what God has entrusted to you is used with purpose.

— Matthew C. Hale, CPA & Founder

FREE Christian Tax Planning Checklist

Tax planning is stewardship, not a loophole hunt

Here’s what you’ll walk through

Built by a CPA firm that serves Christian business owners and ministries

“Tax planning, done with integrity, is simply the work of understanding what the law allows and applying it carefully so that more of what God has entrusted to you is used with purpose.

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